Detelec is part of the Alpha Credit group and has 350 professional specialists available in US who are ready for you. In the area of credit, this company has a new way available to finance projects. This concerns the loan ' Well-considered credit '.
It is important that people think carefully before taking out a loan to borrow money , whereby the advantages and disadvantages must be weighed against each other. Detelec wants to act as a responsible partner in the provision of credit, in a well-considered manner. In addition to the option to take out a personal loan online, the benefits of a Detelec Maestro card can be used .
Detelec Personal loan
- Detelec personal loan
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With regard to taking out loans online, Detelec BE offers the option to opt for a personal loan. The amount needed can be borrowed and is repaid on the basis of monthly installments over a specified term. With regard to the use of the amount of the loan, there is talk of Read more
Credit for projects
In principle, there is one type of credit and that is the personal loan offered by Detelec. However, the projects for which the loan amount can be used vary. For example, you can choose a car loan and take advantage of a low interest rate from 2.25 percent and choose a loan amount between 2,500 and 75,000 US dollars. The credit can be taken out for both a new and a second-hand car. Monthly amortization is paid for a fixed term.
| Lender | Information | Max. Loan | To request |
 | Review | $ 200,000 Interest (APR) 4.99% | |
 | $ 100,000 Interest (APR) 4.95% | ||
 | Review | $ 50,000 Interest (APR) 3.99% | |
 | Review | $ 15,000 Interest (APR) 9.5% | |
 | Review | $ 75,000 Interest (APR) 4.85% | |
 | $ 70,000 Interest (APR) 5.57% |
It is possible to pay an advance which reduces the monthly repayments. You can borrow up to 110 percent of the car price. The same conditions apply to the motorcycle loan . There are many other projects for which a personal loan can be applied for online, such as for the purchase of furniture and appliances, but a wedding loan, holiday loan and renovation loan are also possible.
Detelec loans
The range of loans from Detelec is very versatile. The personal loans are distinguished, for example, in a car loan and motorcycle loan. For example, loans for the interior are also available. In addition to an interior loan, it is possible to take out a renovation loan. Or to make the choice for a student loan or credit for the marriage. The lender also thinks about the environment and sustainability and therefore even offers a special green renovation loan. Each type of loan has a specific loan purpose in mind. For example, a car loan is intended as financing to buy a car. The advantage is that Detelec offers extensive car financing, which offers the possibility to borrow up to 110% of the purchase value of a car. It does not matter whether it is a young second-hand car or a new car. The ample financing is intended to also pay the costs of the tax on entry into service (TES). This also applies to the costs of road tax and insurance. If desired, it is possible to immediately take out a car loan with insurance from Detelec. This is not a car insurance, but the Detelec Protection insurance. The repayment of the credit can thus be insured. For example, if there is an accident during the term. Or from illness, death or dismissal. Another type of loan is the interior loan for the decoration of the house. This increases the living comfort.
A renovation loan is specifically intended to pay for a renovation or renovation of the house. It may be a small as well as an extensive renovation. In addition, there is a choice to do the renovation yourself or to outsource the work. The green renovation loan is a so-called ecological loan. The interest on this credit is more attractive. The interest rate is lower. This is because the purpose of the green loan is aimed at the implementation of energy-saving projects. For example with the installation of wall insulation, but also with the replacement of an old boiler for an energy-efficient heating boiler. Insulating a roof is also possible, as is floor insulation for which the green renovation loan is suitable. A loan for a marriage or for a study is also very specific. The loan goal speaks for itself.
Detelec offers credit for several purposes. The minimum amount for a personal loan is 2.50o US dollar. The maximum amount is 75,000 US dollars. The term varies from 12 months to 120 months, depending on the credit amount. Repayment takes place monthly on the basis of fixed amounts over a certain term.
Apply for a Detelec loan
For a loan application, this can be simulated, after which the application must be validated. Subsequently, the file can be analyzed and Detelec provides a fundamental answer online. The contact will be sent and must be signed and returned. After that, the money can be deposited into the account and the amount used for the personal project. In each simulation, the APR is clearly stated as well as the term, amount and monthly amount.
Detelec is a lender specializing in providing credit to private individuals. The company is a part and brand name of Alpha Credit. This company again belongs to the BNP Paribas Group. The extensive private credit range offers a variety of personal loans. In addition, there is talk of offering a Maestrocard to private individuals. Insurance products and credit lines also belong to the wide range of financial products. Detelec offers the services exclusively by telephone and via the internet with online service.
Apply for loan from Celetem
Applying for a loan from Detelec is very simple. There are three steps to go through. The application is done online and a simulator is available to find the ideal loan. After filling in the wishes for the credit and the personal data, the application can be sent. A credit specialist from Detelec then processes the application. After approval, a contract will follow by email. Only after printing, signing and return is a credit agreement. After receiving all documents, Detelec will transfer the credit amount to the specified bank account number. There are, however, a number of conditions to obtain a loan. The applicant must be at least 18 years old. Moreover, there may not be any mention on the black list of the Central Individual Credit Register. If you have any questions, it is always possible to contact customer service.
Why a loan from Detelec?
'Even more responsible together'. That is the slogan that Detelec uses and it already shows that it is all about the customer here. In addition, there is an extensive range of credits. There is always a suitable credit for a specific loan purpose. This also indicates that the lender considers it important that there should be a goal. That is already the first step towards responsible lending. Naturally, the lender also looks at the financial options. The loan amount is not higher than is financially justified. The credits are therefore thought through in several respects. Detelec likes to help customers take a step forward in life. In addition, this company is focused on letting customers make the best decision when it comes to credit. In addition, there is the desired transparency regarding all loans from Detelec.