When talking to people about why they fail to save money, it is possible to find different answers that are either too low on money, too much money or at all, and there is no point in charging money. Then here I will try to look at the reasons people usually give to such a question and why are they all wrong?
I have too big credits
One of the biggest problems is that a lot of people have big credit commitments and of course, if you already have big loans, then it would be wise to try to get money back to the credit institution sooner rather than accumulate the money because in the long run you will lose money in the long run and not get extra money. If your credit interest is low enough, you can buy at least a little money so that you can continue to pay the loan in the event of an emergency, but on the other hand, you will pay less interest and pay monthly or monthly payments. Those who want to justify the fact that they have large loans should not say that it is impossible to save, but that all the money they spend is put to use when paying off their loans faster!
I have too little income
The next reservation is that your income is too small and so you can’t save anything, but this statement is basically absurd, because anyone can save money no matter how small his income is. If you are able to survive every month without debt, so you have enough money to cover your primary needs, and therefore a little bit of money can be saved by cutting down on your spending, but the key is to start and don’t say it can’t be done.
I have too much expense
Another option is that people say that their spending is too large and that it is impossible to save money, but this is exactly the same as too low income, because it is always possible reduce your spending by buying cheaper products, giving up spending or simply choosing a more profitable provider. Anyone who wants to save money just needs to work actively and stop justifying it.
No money is needed
Another thing people say is that saving money is no longer necessary nowadays because credit offers are so profitable that no money makes sense any more. This is one of the worst arguments I have heard because credit itself is unprofitable and in the long run you will overpay for any product you buy on credit, so say that you do not waste because it is not necessary!
I just can’t save money
The reason that you just can’t keep the money is worse than everyone else, because here’s not even what he thinks is the reason why he can’t save money, but it’s just that he justifies it it is and everything. It’s just like believing in God because someone else sees it!
I started, but I spent the money afterwards
This reason is much more realistic, and basically a person has already started to save money, but he faced some difficulties and all this money had to be spent. Here you have to understand that if this money were not, then you would probably have had to take credit, so you should not regret it and just resume the process of collapsing again by forcing yourself a bit!
Nobody is spending money
This is another excuse where people look around and see that their surrounding people are not spending money and living with credits, so he shouldn’t. But if you think logically, if the people around you start stealing and murdering, will you do it, or do you have a head on your shoulders and would you do it better?
There is no point in collecting a pair of dollar
And the last reservation I’ve heard is that it doesn’t make sense to save only a few dollars in a month. Of course some dollar is not much, but it is also the beginning and you will be accustomed to living under your income and in this way you will be able to continue to save money by increasing your loading amounts.
As you can see, the human reservations are many and varied and they are one of the crazy ones. So if you are still bothering yourself and trying to talk about not getting money, think again and start to live under your income and put money in the stock!